For health plans

Enhance coverage,
reduce costs, and achieve healthier outcomes

Give every plan member a path to parenthood through fertility care or adoption — regardless of gender, sexual orientation, diagnosis, or geography.
Request a demo
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A global network of clinics and providers

50+
Supported countries
2,700+
Vetted clinics
650+
Adoption & gestational carrier agencies
BUSINESS VALUE

A world-class fertility care
solution that sets your plan apart

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Configurable
Carrot will design the exact program that fits your health plan’s needs, including support for carve-in, carve-out, or hybrid models.
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Comprehensive
Carrot has the most experience of any fertility benefits vendor in working with both self-insured and fully-insured organizations.
Carrot care navigators
Optimized
Carrot provides high-touch, managed care that results in better outcomes, including healthier pregnancies, more singleton births, fewer NICU visits, and greater cost savings.
WHY IT MATTERS

Retain current clients and attract new business

  • Offer a leading, inclusive program to close any gaps that may exist for members in accessing fertility and infertility-related benefits.
  • Provide a fully integrated, world-class member experience to navigate each member’s family-building goals.
  • Deliver effective managed care to achieve proven clinical outcomes and financial efficiencies
Learn more
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Access to more care, for more people

Traditional Insurance Solutions vs. Carrot
Infertility covered
1 in 8 couples experience infertility challenges
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Carrot
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traditional
Employer/employee cost share
Manage costs for employer, enable preferred cost-share at employer level
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carrot†
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Traditional*
Access to all valid clinics in USA
Geographic access can be a barrier to fertility care; more access to more clinics with Carrot
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carrot‡
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Traditional
Lifetime maximum limits
Caps financial cost for employer
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carrot
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Traditional
Fertility preservation for males and females
Inclusive of all employees, younger eggs improve health outcomes, and saves money
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carrot
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Traditional
Gay, lesbian, and transgender access
LGBTQ+ employees need fertility care for family forming
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carrot
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Traditional
Fertility education and employee support
White glove concierge care navigation service and access to curated, educational content
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carrot
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Traditional
Adoption and donor-assisted reproduction
Carrot supports family forming through adoption and donor-assisted reproduction, including gestational carriers
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carrot
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Traditional
*not a custom split
†custom % split
‡all clinics that meet best practices, clinical standards

See how Carrot fertility benefits can transform your company.

Get answers and find out how a flexible, customizable fertility benefits plan can help you attract and retain employees.