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Flexible, inclusive fertility benefits for modern companies

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People under umbrellas
All pursuits of parenthood
Unlike most fertility benefits plans, Carrot also covers adoption and gestational carrier (surrogacy) arrangements.
Remove financial barriers
Employer funding through Carrot provides much needed financial support — the average cost of an IVF cycle in the U.S. is $15,000.
Consistent global coverage
Localizing to ever-changing regional, medical, and cultural standards, Carrot provides access to high-quality care around the world.
WHAT WE OFFER

A complete fertility solution that runs itself

Admin paperwork
Benefit & financial admin
Fast, trouble-free processing of claims and reimbursements, plus custom reports on enrollment, engagement, and costs.
Networked planet
Global provider network
With 2,700+ clinics in 40 countries, employees get care from providers that meet strict clinical and regulatory qualifications.
Care Nav expert team
Concierge care team
Our team of global benefits experts and fertility clinicians supports employees with high-touch care and guidance.
A computer and a mobile phone
Desktop & mobile app
A single destination where employees can utilize their fertility benefit and access personalized content.
Carrot card
Carrot Card®
Works just like a debit card, making it easier for employees to receive care, without the stress of out-of-pocket payments.
HOW IT WORKS

Customized, flexible plans that fit every company

Legos
Design global plans with ease
Carrot works with consultants and their clients to understand industry benchmarking data and recommend the right plan design for their goals.
People under umbrellas
Enrollment 
agnostic
Carrot works for both self-funded and fully-insured companies. Employees who have waived medical coverage can still be covered by Carrot.
Dollar bills
Unrivaled cost transparency
Carrot earns revenue based on a flat, annual fee determined by each company’s size. We never charge hidden fees or get paid by third parties when a member receives care.
Compliance paperwork
Compliance 
assistance
Carrot provides tax and legal compliance documentation tailored to your clients’ needs.
Learn more
why it matters

Help your clients attract and retain top talent with a world-class benefit

Fertility planning and care

3x
reduction in maternal and neonatal healthcare costs as a result of managed fertility care
$5K
average savings for employees who use Carrot partner programs for preferred pricing and faster appointments

Donor-assisted and third-party reproduction

68%
of adults say they’d switch jobs to gain fertility benefits
94%
of Carrot members say they’ll stay longer at their employer because of Carrot
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