Carrot Card is Carrot's dedicated payments solution that allows members to pay for eligible fertility and family care services quickly and securely, without paying out of pocket and waiting for reimbursement.

How does Carrot Card work for members?

Eligible members receive access to Carrot Card through their Carrot benefit and can use it to pay for covered services at participating providers, making the payment experience simple and seamless.

How does Carrot Card help employers and health plans?

Carrot Card streamlines claims and payments, improves visibility into benefit utilization, and reduces administrative burden while ensuring funds are used only for covered fertility and family-forming care.

Where can Carrot Card be used?

Carrot Card is designed for use with eligible fertility and family-forming providers and services worldwide, supporting members globally.

The easiest, most secure way to pay for care — in your pocket

The Carrot Card provides a fast, reliable and inclusive way to pay for fertility and family-building care.

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A global claims and payments platform

Blue circular icon with a dark blue checkmark inside.

Avoid out-of-pocket cost for your employees

Spend management

Reliable claims processing

Functional at providers, agencies and attorneys

Digital wallet experience

Built-in security controls

Compliant for global workforces

Global taxation reporting

One card. 50 currencies. Zero hassle.

Experience Carrot’s fast, reliable payments technology — streamline your employees’ access to high-quality care and seamlessly manage your global spend. It’s the safest, simplest way to pay for fertility and family-building care.

Flexible payment options

Members can add the card to their digital wallet for easy use at the point of care or through online billing portals

Trusted security and compliance features

Proprietary fraud detection functionality verifies remaining benefit balances in real time and protects against misuse

Easy administration

Carrot manages claims adjudication and qualified medical expense (QME) determinations, taking the pressure off your organization

Global spend management

Built-in currency conversion tools to adjust for exchange rates

24/7 customer and member support

Person-to-person support in multiple languages— connect via text, email, phone, or video, anytime, anywhere

Removing the biggest barrier to family-building care: cost

A preloaded payment solution means your employees don’t need to pay for costly care up front and wait for reimbursement
Simple, fast payments with mobile access — with flexibility and ease for people on the go

The easiest, most secure way to pay for care — in your pocket

A global claims and payments platform

One card. 50 currencies. Zero hassle.

Removing the biggest barrier to family-building care: cost

Let’s partner